Five Holiday Shopping and Budgeting Tips

‘Tis the season to be gifting! Whether it’s an exciting or frazzling experience, everyone agrees that saving money on shopping gives the holidays an extra layer of cheer. Here are five holiday spending tips to help get you through the season with your wallet intact. 

Make a List 

Creating a list for your holiday shopping is simple and goes a long way in keeping you on track. Break your list down by recipient and add one or two ideas within your price range for each person. Bonus tip: If you take time to search through sales papers or online deals, you may be able to find gifts for less money than you budgeted for.  

Assign Money to Each Category 

Another smart move during the holiday madness is to divide your money up between different categories. Basically, this means assigning a specific amount you’d like to spend on electronics, beauty products, or toys, for example. This is also helpful with brainstorming gift ideas because having a set amount helps you find products within that price range. 

Don’t Procrastinate 

If you’re a procrastinating pro who leaves holiday shopping until Christmas Eve, there’s still hope. Just know that crowded parking lots, limited items, and long lines await. Keep in mind that many stores close early during the holidays, so you’ll have a much more peaceful experience getting your shopping done ahead of time. If you shop online, know that some items could be out of stock if you’re a dilly-dallier.

Track Your Spending 

Tracking your spending is the key to sticking to your budget. As you purchase each item, cross it off your list and subtract it from your holiday budget total. This will also allow for easy adjustments between categories, if needed. 

Take Advantage of Holiday Sales

Door-buster deals can really save you money. By reviewing your list and upcoming sales, you can maximize your savings during major sale days such as Black Friday, Cyber Monday, and Green Monday. Also be on the lookout for free shipping codes and order as early in advance as possible so that your gifts arrive on time. 

Have any holiday budgeting tips to share? Leave a comment below and don’t forget to check out our Christmas, Hanukkah, and Kwanzaa gifts!

One Reply to “Five Holiday Shopping and Budgeting Tips”

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